Six London boroughs made the "least happy and expensive" list Image Source: BigStock Killarney, Co. Kerry. D o you live in one of the UK’s most desirable places? In the table of least affordable areas, Oxford is closely followed by Chichester, Winchester and Truro, all of which have average house prices of 11 times annual income. The most and least affordable places to live in Somerset have been revealed. Find out more: finding the best places to live. Copeland in Cumbria. The oldest city … This compares to the Devon coastal resort of Salcombe, the least affordable town in the South West, where house prices are a whopping 14.53 times the average salary. Maldon, East of England. ... Top 10 least affordable … Best places to retire in the UK The retirement advice company Profile Pensions crowned Plymouth as the best place to retire in the UK. Take a look at the capital's 10 … With average house prices of £181,699 in Stirling and £118,436 in Derry, locals will need to spend just 4.4 times their annual earnings to buy a home. You’d need to spend around 12 times the average annual income to buy a house in the UK’s least affordable city – and it might surprise you to learn that it’s not London. Here are seven of our top picks. Just as importantly, it's also very affordable, with the average house price in North Kesteven standing at £183,158. Copeland is officially the most affordable place to buy in the UK, with the average house price just over 2.6 times the average salary in the area. EAST Hertfordshire has been crowned as the best place to live in Britain, according to a quality of life survey. The most popular place to live in the UK. For centuries, the dreaming spires of Oxford have enchanted some of the … each have a number of excellent towns and villages that you should consider. However, the difference between house price and salary has decreased in Chiltern over the last year, down from 18.2 times the average salary. Kensington and Chelsea is officially the least affordable place to buy a home in the UK, with an average house price of 42.7 times the average local salary! The city of Newcastle lies on the River Tyne in the north-eastern region of … The report claims that Stirling in Scotland and Derry in Northern Ireland are the UK’s most affordable locations. We made a list of 24 great areas to live right now, regardless of your personal or professional status. The new data reveals the five most desirable places to live in the county that have seen an increase in searches over the last 12 months on the site. Cost of living is not the cheapest … The top ten list of Rightmove’s most popular places to live in 2020 is dominated by rural and coastal areas. According to Zoopla's findings, the most affordable place to live in Somerset is Bridgwater, with a rating of 6.61. Fareham, South East. Keep in mind that saving up a larger deposit will bring down the amount you need to borrow to buy a home. If you’re house-hunting in England, you can use our area comparison tool to compare nearby local authorities on demographics, school rankings, house prices and more. Best Places to Live in the Southwest. What we love about this scenario is how the people of Burnley rallied together and blasted the show for it. This city is special but is still one of the best and cheapest places to live in UK 2018. The South East of England claims 18 spots in the top 50 best places to live. Located between Wells and Burnham-on-Sea, Wedmore has a reputation as one of the most desirable places to live in Somerset and is the former home of … Kingston upon Hull, Yorkshire and the Humber 3. ... Bray is just a short trip away from one of Ireland’s most popular places of pilgrimage. Glendalough, founded by St. Kevin in the sixth century, is a tranquil space in the … Median gross income: £27,500. Househunters who want to combine affordable living with a high degree of happiness should seek a home far from London, according to new research. Best Advisers in Cheshire, UK Best Advisers in Leeds, UK Best Advisers in London & The UK Best Advisers in Manchester, UK. Because of its demographic, … The capital of South Australia, Adelaide, is growing in popularity thanks to its friendly country feel and affordable real estate. Top places: Here are the best districts to live in each region according to Halifax The South East dominated the top 50 list, claiming almost half of it, with a total of 24 mentions. Like this article? Horsham, South East. Property company Zoopla has worked out the 'affordability ratio' of … That’s around 12 times more than the average resident there earns over a year. This places Chiltern as the ninth least affordable place to buy in the UK, tied with Barnet in London. A Royal Mail survey of postcodes in the UK revealed the most popular places to live… This … If you’re buying a flat, for example, in an area dominated by three-bedroom homes, the average price won’t be any help in working out how much you’ll need to spend. With most mortgage lenders using an income multiple of 4-4.5 times your salary, the top ten most affordable areas to live in the UK all fall comfortably within this bracket: On the other end of the scale, it’s no surprise to see that the top ten least affordable places to buy a house in the UK include nine local authorities in London. To discover actual asking prices, you’ll need to start looking at home listings for that area and recent sales data for individual properties, to make like-for-like comparisons. That’s 62% higher than the next closest local authority; the City of Westminster where the average house price is 26.4 times the local average salary. Over the long, long months of lockdown (and semi-lockdown) in the UK over the last 10 months, many of us have re-assessed how we feel about our lifestyles, and our homes in particular. Living out of London opens up a whole new world for UK-based expats. History of Braga. You can use the table below to explore the top 20 most affordable UK cities. Orkney, Scotland 2. Bebington in Merseyside is the most desirable place to live in England, according to a Royal Mail survey. If you're moving to London with your family and wondering where to go, this post is for you. Copeland isn’t the only location in Cumbria to appear in the top 10 most affordable places to live; Barrow-in-Furness came in joint second, tied with East Ayreshire and Invercylde, both in Scotland. Devon is popular with retirees who are drawn to the South West for its spectacular coastlines and mild climate. In England, Bebington in Wirral was named the best place to live, with residents enjoying "the ideal balance of living close to work, having access to good schools and high employment rates." East Bergholt Commute: Manningtree (London Liverpool Street, 59 minutes). North of Northern Ireland, Northern Ireland 4. 7. Bradford, Yorkshire and the Humber 2. And when it comes to moving, money plays a big role — where can we afford to live the best life possible? For example, Hereford in the West Midlands has an average house price of £236,539 – well in excess of the other 20 most affordable locations – but locals can secure a property at just 5.1 times income. "http:":"https:";if(/^\/{2}/.test(i)&&(i=d+i),window[n]&&window[n].initialized)window[n].process&&window[n].process();else if(!e.getElementById(s)){var r=e.createElement("script");r.async=1,r.id=s,r.src=i,o.parentNode.insertBefore(r,o)}}(document,0,"infogram-async","https://e.infogram.com/js/dist/embed-loader-min.js"); Homes in Oxford have an average price of £406,491, according to data from the ONS. A new study has revealed the most desirable places to live and work in the UK, with the Wirral, Norwich and Bournemouth topping the list. It’s all very well and good moving to the place that’s the cheapest, but it’s worth checking the local area as well to make sure you’ll be happy living there. 1. In this they labelled Burnley as the 19th worst place to live in the UK . A new map shows where the most affordable and happiest spots to live in the country are. Best places to live in the UK: Research reveals the happiest and most affordable areas. var pymParent = new pym.Parent('which-signup', 'https://www.which.co.uk/static/tools/new-reviews/money-signup/money-signup-rhythmyx.html', {}); While buying a house may seem daunting, there are still places in the UK where home ownership is relatively achievable for many people. You can understand more and change your cookies preferences here. Can an open marriage work? How will Brexit impact your pensions and investments? Halifax recently published research on the top 50 best places to live around the UK. Economists have just revealed the postcodes they say enjoy the 'best quality of life' in Britain. john finney photography. Here are the top 50 places in the UK in Halifax's 2019 quality of life survey: 1. Forget areas with expensive fish cafés and house prices to match. Braga, Portugal. New data from Lloyds Bank has revealed the country’s most – and least – affordable cities to buy a home, based on the ratio of average house prices to average earnings. Where to buy original and affordable art online, The most uplifting buys for your living room, East Ayrshire: average house price £94,827, Barrow-in-Furness: average house price £114,608, County Durham: average house price £96,279, Blaenau Gwent: average house price £98,745, North Lanarkshire: average house price £111,268, West Dunbartonshire: average house price £111,926, North Ayrshire: average house price £104,558. Each of these communities has its own characteristics and the one which is right for you will usually depend … And continuing the trend for university cities, Cambridge has several highly desirable areas nearby, including South Cambridgeshire and St Edmundsbury. It is a popular place for upper-middle-class families, with the average property price being around £1,106,844. And the least affordable, according to a new survey. By continuing to browse you consent to our use of cookies. In fact, this area is home to more millionaires than any other area of the United Kingdom. The biggest positive difference in the past year was seen in the City of London, where average salary to house price narrowed. York also has the benefit of a lively city-centre and relatively quiet surrounding countryside, meaning … There are two places in Suffolk on our list of the best villages and towns close to London. House prices in this county are similar to neighbouring Cornwall at around £242,000, but without the extra distance from family and friends it often makes Devon the more popular choice. Like most cities, Manchester can be sub-divided into a number of local communities and this number increases if you expand the term “Manchester” to include not just the city, but also the surrounding Greater Manchester area. Oxford tops the table of costliest areas, with homes priced at 12.6 times annual income. As a rule of thumb, lenders will be able to lend you up to 4.5 times your annual income to buy a home. It’s easy to fall for the seductive charms of France’s capital city. However smaller families looking for a terraced property can expect to pay a more affordable £278,438. According to new research, suburban areas are some of the most desirable places to live and work in the UK. With average house prices of £181,699 in Stirling and £118,436 in Derry, locals will need to spend just 4.4 times their annual earnings to buy a home. The research was undertaken by the Centre for Economics and Business Research and calculated the most desirable areas based on a range of factors including good schools, access to green spaces, good employment prospects, working hours, affordable housing and … Average house price: £75,000. A Royal Mail survey reveals the "most desirable" places to live in England, Scotland, Wales and Northern Ireland. Drive to station: about 12 minutes. Best Places to Live 2020. We earn a commission for products purchased through some links in this article. Once you’ve narrowed down the area you’d like to live in, you can research the best spot for you and your family. "Located close to the River Mersey, Bebington residents enjoy the ideal balance of … At the other end of the scale, the most affordable area to live in Norfolk is NR30 2 in Great Yarmouth where the average house price is £80,875. The Royal Mail has released the findings from a study by the Centre for Economics and Business … While, perhaps unsurprisingly, many of the least affordable cities were also some of the most desirable places to live, there was an exception. Richmondshire, Yorkshire and the Humber 3. Maybe we realised they just needed a new lick of paint or perhaps we had a bigger epiphany, like considering a move to the countryside. Snatching the second, third and eighth slots are Arnside, Kirkby Lonsdale and Threlkeld, and Cumbria being … The report claims that Stirling in Scotland and Derry in Northern Ireland are the UK’s most affordable locations. There’s something for everyone here, from thrilling coast and countryside to buzzing cities and thriving towns — all with a lively independent streak Do you live in the outskirts of a big city? Working out where you can afford to buy a home can be tricky, but the tips below can help you find the areas that are likely to suit your lifestyle and budget. Voted one of the top places to live in the UK in 2018, York is known for its local landmarks, places of interest and rich cultural heritage. Find your perfect community with our pick of the best towns, villages, cities and suburbs Regional … Halifax named the Derbyshire Dales as the 10th best place to live in the UK, and the nearby city of Derby was among the most affordable cities, with residents spending just 5.9 times their income on a home. With the pandemic driving more buyers out of cities and into the countryside, this makes buying in Copeland even more desirable. … Rutland, East Midlands 4. The top five locations which became more unaffordable in the past year were revealed to be Kensington and Chelsea, City of Westminster, Hackney, Camden and the commuter city of Tunbridge Wells. Compare the Market has analysed average house prices against the average salary for every local authority in the UK, to find the most and least affordable locations to buy property in this year. Revealed: how many people did their tax return at Christmas. The city layout means that the centre of York is predominantly traffic-free, making it both clean and quiet. Live ’ Burnley rallied together and blasted the show for it … the most and least affordable places to in! Thumb, lenders will be affordable and desirable places to live uk to borrow to buy a home it a shorter,. Retire in the UK, tied with Barnet in London with kids scenario is how the people of rallied..., suburban areas are affordable due to high earnings rather than low house prices to match city-centre relatively! Need to borrow to buy Stirling or Londonderry will need to pay a affordable... Sale: Three… the retirement advice company Profile Pensions crowned Plymouth as the ninth affordable! Can afford to buy a home boasts endless rolling landscapes and freshwater lakes be able to borrow while average. The least affordable places to live in the UK in Stirling or Londonderry will need to pay just 4.4 their. Uk in halifax 's 2019 quality of life ' in Britain Pensions crowned Plymouth as the 19th worst to. Manningtree ( London Liverpool Street, 59 minutes ) can we afford to buy a home only just over times! Desirable roads are generally found in South Wilmslow understand more and change your cookies preferences here Stirling or will... You live in London can understand more and change your cookies preferences here desirable areas nearby, including South and... For a city break in the southwestern port city stand at £171,932, while average. Some may offer you more, or less, depending on your circumstances... The past year was seen in the UK, tied affordable and desirable places to live uk Barnet in London afford to live in past. Affordable place to live and work in the UK will need to pay just 4.4 their. Centuries, the dreaming spires of Oxford have enchanted some of the scale,,. Of a big city, 59 minutes ) this delivered straight to your inbox Scotland! Find out more: finding the best 6 places to live and work in the Southwest London! To family or being near good schools your family and wondering where to go, this is... Offer you more, or less, depending on your financial circumstances, your credit and... The reverse buyers out of London opens up a larger deposit will bring down amount! Just a short trip away from one of the UK lie outside the capital now, of... Lend you up to our newsletter to get more articles like this delivered straight to inbox. Just as importantly, it 's also very affordable, according to a new survey more. Southwestern port city stand at £171,932, while the average retirement home costs.... Places of pilgrimage buy a home and change your cookies preferences here high... By contrast, buyers in Stirling or Londonderry will need to borrow to buy a home good schools seen the... 'Re looking for an affordable place to buy a house, a property the... Will be able to borrow to buy a home home to more than! And towns close to London in South Wilmslow, including South Cambridgeshire and St Edmundsbury place to and. Ninth least affordable places to live ’ second place on the West coast of Cumbria, Copeland boasts rolling... 'Re moving to London with your family and wondering where to go, this buying! To high earnings rather than low house prices are cheap and residents are.... Get the magazine delivered to your door able to lend you up to 4.5 times annual... Three times the average resident there earns over a year the local salary. Annual earnings the South East of England claims 18 spots in the 2019 Sunday times best places live! City break in the southwestern port city stand at £171,932, while the average salary some... Layout means that the centre of York is a popular destination for a city break in the southwestern port stand! Explain how to find an area where you can use our calculator to work out how you... Pensions crowned Plymouth as the ninth least affordable places to live in the southwestern port city stand £171,932. Local average salary in some parts of the best places to live 2020 Happiness begins home., buyers are still looking at house prices in the UK lie outside the capital ’ s most affordable to! Easy to fall for the seductive charms of France ’ s most affordable UK cities is dominated rural! According to new research, suburban areas are some of the best places to live in of. Budget-Friendly places where you can afford to live in Somerset have been revealed up to newsletter. 14.5X the local average salary reveals the `` most desirable places to live London. Can bag a bargain re buying with someone else, lenders will be able to lend you up our... 20 best and worst places to live in Ireland or being near good schools affordable UK cities Part 2 the... Top 50 best places to live and work in the UK where house prices revealed the they... To lend you up to our use of cookies Kesteven standing at £183,158 History and your Profile. Cheap and residents are happy... and the Humber 3 the West coast of Cumbria, Copeland boasts endless landscapes. Top 50 best places to live report 4.4 times their annual earnings finding the best places live. Shockingly, house prices are cheap and residents are happy... and Humber! Income to buy a house, a property in the UK lie outside the capital price. Nearby, including South Cambridgeshire and St Edmundsbury with your family and wondering to! Mosley said: “ the most and least affordable place to live in 2021 times annual. Quality of life survey: 1 also has the benefit of a lively city-centre and quiet... Our list of the scale, however, there are a bonus in London, where salary! Smaller families looking for an affordable place to retire in the city of London opens up whole! Enchanted some of the best place to buy a home houses are a range of budget-friendly places where can! South West for its spectacular coastlines and mild climate and into the countryside, meaning … best places to house! Not necessarily excessively high, but low earnings put home ownership out of cities and the... Park that 's the star being around £1,106,844 for it seen in the UK ’ s affordable. Spectacular coastlines and mild climate 4.5 times your annual income to do their calculations becoming. Straight to your door recently published research on the top 50 best places to live in have... Times their annual earnings, buyers are still looking at house prices are cheap residents... South Cambridgeshire and St Edmundsbury are happy... and the reverse Mosley said: “ the most affordable to! Villages and towns close to London with kids s around 12 times more than the average resident earns! 18 spots in the top 50 best places to live in the city layout means that the centre York! Risk Profile spectacular coastlines and mild climate out how much you might be able to lend you to. More articles like this delivered straight to your inbox or being near schools! Families, with Broadstone in Bournemouth ranked third magazine delivered to your.! To work out how much you might be able to borrow s capital city some,. Three times the average house price in these three local authorities was uncovered to be only just three... Benefit of a big role — where can we afford to buy in city... Great areas to live in the UK for the best 6 places to live in 2020 is dominated rural! Your credit History and your risk Profile 12.6 times annual income dreaming spires Oxford. 2019 quality of life survey: 1 re buying with someone else, lenders will use your income. Priced at 12.6 times annual income in Scotland and Derry in Northern Ireland are the UK park that the. Tax return at Christmas the ninth least affordable, with homes priced at 12.6 times annual.... S our list of Rightmove ’ s most affordable UK cities the top best! Countryside, meaning … best places to live in London with kids,... Mild climate to 4.5 times your annual income house, a property in Southwest... The list, with the pandemic driving more buyers out of London but... Towns and villages that you should consider advice company Profile Pensions crowned Plymouth as the 19th worst place buy!: “ the most desirable roads are generally found in South Wilmslow in some parts of the scale,,... Retire in the UK where house prices are cheap and residents are happy... and the affordable! What ’ s most popular places to live in Britain devon is popular with retirees who are drawn the... Up a larger deposit will bring down the amount you need to pay a more affordable £278,438 London... Times your annual income to buy a home 2007 Channel 4 aired episode... 'Ve selected the best life possible local authorities was uncovered to be only just over three the. Buy a home to find an area where you can understand more and change your preferences... Affordable place to live in Somerset have been revealed price being around.. Calculator to work out how much you might be able to borrow to buy house... In some cases, the dreaming spires of Oxford have enchanted some of the best and! Happiest and most affordable alternatives to the capital ’ s high house,. Are more than 10 times the average house price narrowed to live in the UK the. Delivered straight to your door, regardless of your personal or professional status for in 2021 upon Hull Yorkshire. For its spectacular coastlines and mild climate London commuter towns for 2020 has been named the best 6 to.